What Is a Voided Check and How to Void a Check?

If you don’t have a check to give, ask whether you can provide a counter check, a copy of a deposit slip, or a letter from your bank. You also might be able to provide your routing and account numbers directly. The only way to stop the check from being cashed or deposited is to request a stop payment from your bank, which may involve a fee. A canceled check means the clearing process is finished, and the check cannot be reused.

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Deposit Slips

Today, nearly all checks are cleared through the Federal Reserve Banking system electronically even in cases when the deposit is a paper check. The deposit and check clearing process is still performed, but the paper check almost never leaves the facility where it is deposited. By following these steps, you can effectively void a check and protect your banking information from unauthorized use. It’s a check that has been intentionally voided to ensure that it can never be cashed. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank.

Alternatively, some banks provide form letters for setting up direct deposit—print it while you’re logged in to the online banking system, and it should have everything you need. Voiding a check is a straightforward process that involves writing the word “VOID” on the check. Use the cloud-based platform to print high-quality, error-free checks or void checks online easily and securely.

  • This information is necessary for setting up direct deposit with employers or financial institutions, as well as for authorizing automated bill payments.
  • Nevertheless, the check will still display all the account’s information, which is a dangerous situation since electronic payments can be issued and approved with this information at hand.
  • Becoming financially independent involves knowing how to deal with your finances and checks.
  • Conveniently make your loan payment with a debit card or electronic check!
  • Instead, a void cheque is a physical check with the word “void” written across the face.

Some banks may even have a feature that allows you to download a voided check directly from your online account. In most cases, this includes the bank, bank address, account number, routing number, and the account holder’s name and address tied to the account. Instead, a void cheque is a physical check with the word “void” written across the face.

When should you void a check?

However, checks are still a very viable and necessary part of your personal finances. From writing checks to pay for something, to voiding 3 important tax dates you need to know for 2016 a check for various uses, here is everything you need to know. Another option in case you have no checks is to use online banking options.

Alternatives to a Voided Check

This is necessary if you intend to pay your car loan, mortgage and other bills online. A voided check is used to get the information necessary for electronic payments because it includes the following details. Although it might sound complicated, voiding a check is actually quite easy. You can do this by taking a check from your checkbook and writing VOID in big letters all across its front page. It’s important that the letters cover the whole front part of the check but without covering the bank details on it.

Counter Checks

A void cheque is a cheque with the word “VOID” written across it, which prevents anyone from filling out the cheque and using it to make a payment. Below are a few of the most common questions we receive from people looking into what a voided check is. If you have further questions you would like to ask our team, don’t hesitate to get in touch. This article is part of our free series on sending money, including the ultimate guide to bank checks, which you can access here. You should not give anyone a blank check because they can fill it out and withdraw money from your account. Voiding a check may be useful if you intend to schedule electronic payments.

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Once you have the voided check you need, consider scanning or photocopying it. You may need to provide voided checks numerous times in the coming years. When an original check is not required (for example, if you’re going to fax in the instructions or submit an electronic image of your check), you can use the same copy repeatedly.